‘我今天身上沒帶錢，你方便先借我100元嗎？明天還你‘ 的英語表達方式

I didn’t bring any cash today, could you lend me 100 yuan? I’ll pay you back tomorrow.

A. 生活化、口語化的說法

"I didn't bring any cash today. Can you spot me $100? I'll pay you back tomorrow."
「我今天沒帶現金。你可以借我100元嗎？我明天還你。」
"I'm broke today. Can you lend me a hundred bucks? I'll get you back tomorrow."
「我今天身無分文。你能夠借我一百塊嗎？我明天還你。」
"I forgot my wallet. Mind if I borrow $100? I'll pay you back first thing tomorrow."
「我忘記帶錢包了。介意借我100元嗎？我明天第一件事就是還你(錢)。」
"Can you cover me for $100? I'll Venmo you back tomorrow."
「你可以替我付100元嗎？我明天用 Venmo 還你。」

"I'm so sorry to ask, but I didn't bring enough money today. Would it be possible to borrow $100? I promise I'll return it tomorrow."
「很不好意思開口，但我今天沒帶夠錢。可以借我100元嗎？我保證明天還你。」
"I hate to impose, but could I possibly borrow $100? I'll make sure to pay you back first thing tomorrow."
「我很不想麻煩你，但我可以借100元嗎？我會確保明天第一件事就還你(明天一早就還你)。」
"I hope you don't mind me asking, but would you be able to lend me $100? I'll definitely repay you tomorrow."
「希望你不介意我開口，但你能夠借我100元嗎？我明天一定還你。」
"I'm in a bit of a bind - I forgot to bring money. Could you help me out with $100? I'll settle up with you tomorrow."
「我有(遇到)點困難 - 我忘記帶錢了。你能幫我100元嗎？我明天跟你(清)算。」

❌ 錯誤： "I have no money on my body today."
✅ 正確： "I don't have any money on me today." / "I didn't bring money today."

說明： 不要直譯「身上」為 "on my body"，應該用 "on me"

❌ 錯誤： "Can you borrow me $100?"
✅ 正確： "Can you lend me $100?" / "Can I borrow $100 from you?"

說明： "Borrow" 是「借入」，"lend" 是「借出」。別搞混了！

❌ 錯誤： "Is it convenient for you to lend me money?"
✅ 正確： "Would you be able to lend me money?" / "Can you lend me money?"

說明： 直譯「方便」為 "convenient" 在這裡不自然

Spot (v.) - 借錢給某人（非正式）
"Can you spot me lunch?"
「你能請我吃午餐嗎？」
Cover (v.) - 代付、墊付
"I'll cover dinner tonight."
「今晚我請(客)吃晚餐。」
Bucks (n.) - 美元（非正式說法）
"That costs fifty bucks."
「那要(花/價)五十塊錢。」
Pay back / Pay you back 還錢
"I'll pay you back next week."
「我下週還你錢。」
Venmo / Zelle / Cash App 美國常用的電子支付APP
"I'll Venmo you later."
「我等等用Venmo轉給你。」
Settle up 結清帳目
"Let's settle up at the end of the trip."
「我們旅行結束時結清帳目(算錢)。」
In a bind / in a pinch 處境困難
"I'm in a bind right now."
「我現在處境困難。」

範例 1：跟好朋友借錢買咖啡

口語化：
"Dude, I forgot my wallet. Can you spot me five bucks for coffee? I'll get you back later."
「兄弟，我忘記帶錢包了。你能借我五塊買咖啡嗎？我等等還你。」
禮貌版：
"I'm sorry, but I didn't bring my wallet. Could you possibly cover my coffee? I'll pay you back this afternoon."
「不好意思，我沒帶錢包。你能替我付咖啡錢嗎？我今天下午還你。」

範例 2：跟同事借錢坐計程車

口語化：
"I'm totally broke today. Can you lend me $20 for a cab? I'll Venmo you tomorrow."
「我今天完全沒錢。你能借我20元坐計程車嗎？我明天用Venmo還你。」
禮貌版：
"I hate to ask, but could I borrow $20 for taxi fare? I'll make sure to reimburse you first thing tomorrow."
「我很不想開口，但我能借20元坐計程車嗎？我明天第一件事就償還你。」

範例 3：跟室友借錢買晚餐

口語化：
"I didn't bring cash and they don't take cards. Can you cover my dinner? I'll pay you back tonight."
「我沒帶現金，他們不收信用卡。你能替我付晚餐嗎？我今晚還你。」
禮貌版：
"I'm in a bit of a pinch - would you mind lending me money for dinner? I'll transfer it back to you as soon as we get home."
「我有點困難 - 你介意借我錢吃晚餐嗎？我們一回家我就轉帳還你。」